Q: Do I need special insurance to drive in Mexico?
A: Yes. Mexican law requires proof of liability insurance from a Mexico-domiciled insurance company. Your U.S. auto insurance — even if it includes collision or physical damage coverage — does not meet Mexico’s legal requirements.

Q: Does my U.S. auto insurance cover me in Mexico?
A: Some U.S. insurers offer limited coverage for physical damage or collision within a short distance of the border, but this does not satisfy Mexico’s liability law. To be legal, you need Mexican liability coverage from an authorized provider.

Q: What is the minimum insurance required in Mexico?
A: At a minimum, you must carry “Liability Only” coverage issued by a licensed Mexican insurance provider. For better protection, consider a temporary Mexican auto insurance policy that includes collision and comprehensive coverage.

Q: What happens if I drive in Mexico without liability insurance?
A: If you’re in an accident and can’t show proof of Mexican liability insurance, you may be detained and your vehicle impounded until financial responsibility is proven.

Q: How can I buy Mexican auto insurance before my trip?
A: Contact FCIS to buy Mexican auto insurance before crossing the border to ensure legal compliance and financial protection.